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Deciding to Buy

Purchasing a property is most likely the biggest financial decision you will ever make. Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully

Why Do You Want To Buy?

Are you tired of paying rent? Have you decided to pay your own mortgage and not your landlord’s? Have you outgrown your current home? Are you looking for an investment portfolio? Are you looking for a rental property? Would you like a larger yard? Would you rather live in a different area? Do you want to shorten your commute? Having a clear sense of your reasons for buying will help you choose the right property.

Has Your Income Grown?

Property ownership is an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio. Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.

Where to find affordable homes in Santa Cruz, CA

The median price of houses for sale in Santa Cruz, CA averages around $925,000, according to, almost doubling in the last eight years. And the increase is expected to continue with a forecast of $1,042,097 by 2025. To buy a house in Santa Cruz you will be spending almost double the cost for the rest of the United States and almost 50% more than you would spend in the rest of California.

Home Buying 101

Whether you’re a first-time buyer or someone with more experience, coming to grips with the home buying process can seem difficult. The purchase is likely to be one of the biggest you will make in your lifetime, and there will be many considerations to take into account. Amber has compiled a list of essential tips to follow if you decide to buy a house in Santa Cruz.